wealth – Personal Finance, Stock, Crypto, and Entrepreneurship

Grow Your Emergency Fund Faster by Leveraging High Interest Rates

Posted on February 26, 2023February 26, 2023 by Genietha Wallace

56% of Americans can’t cover a $1,000 emergency with their savings. Taking advantage of high-interest savings accounts can help you grow your emergency fund faster. Financial experts say that everyone should have between 3–6 months of savings in order to offset emergencies or to prevent accumulating high-interest debt such as credit cards. An emergency fund … Continue reading Grow Your Emergency Fund Faster by Leveraging High Interest Rates

Planning on a 550% Return On My Crypto Investment

Posted on February 24, 2023February 26, 2023 by Genietha Wallace

In 2021, I made over $150K in crypto profits. I plan to make triple that in the next couple of years! Here is a part of my strategy where I plan to turn $3,600 into $20,000. Currently, we are in a bear cycle, which means this is a special time for laying the groundwork to … Continue reading Planning on a 550% Return On My Crypto Investment

11 Tips for Thriving in a Recession

Posted on April 4, 2022April 4, 2022 by Genietha Wallace

Recessions are natural, when they come some people lose everything while others get wealthy. Here are 11 tips for thriving in the next recession.

I Easily Made $117.89 in Passive Income in Less Than a Month

Posted on April 2, 2022September 18, 2022 by Genietha Wallace

Let your money work harder than you do. Even small investors can make passive income while they sleep.

Change Your Money Mindset — Read These Books

Posted on March 30, 2022 by Genietha Wallace

Changing your mindset is the hardest part but everything from there is a piece of cake. These three books are a great way to jumpstart your positive money mindset.

Let’s Be Honest, Lots of Americans are Deep in the Financial Hole

Posted on March 6, 2022March 6, 2022 by Genietha Wallace

Photo by Remy_Loz on Unsplash In this article, I talked about the 7 levels of building wealth. I discuss how financial gurus aren’t fully honest about where most Americans start their financial journey. 80% of Americans have debt and many of them are not starting from neutral, they’re actually starting their journey at a huge disadvantage. According to a Northwest Mutual survey, … Continue reading Let’s Be Honest, Lots of Americans are Deep in the Financial Hole

Bitcoin “Is just another tool for us the rich…” says Andrei Jikh

Posted on March 5, 2022March 28, 2022 by Genietha Wallace

Russian-born, mega personal finance YouTuber Andrei Jikh says that Crypto has less use for people on the ground in Russia and Ukraine. Let me start by saying, I love Andrei Jikh, I’ve been watching his YouTube channel for years since he had 60K subscribers. Now he has a whopping 1.94 million subscribers and is known … Continue reading Bitcoin “Is just another tool for us the rich…” says Andrei Jikh